Switching from the Higher Fixed Rate to Lower Fixed Rate will attract a fee of 0.5% on outstanding principal with minimum of Rs. 10,000/- The Lower Rate will be equal to the applicable carded interest rate only (not applicable under Fast Forward Home Loan & Shubh Aarambh Home Loans) Switching from the Higher Floating Rate to Lower Floating Rate The interest rates of fixed-rate home loans start at 14% p.a. whereas the interest rates of floating-rate home loan range from 9.00% to 13.30% p.a. The final interest rate offered for your Axis Bank home loan will depend on the credit risk assessment undertaken by the bank. To avail the NRI home loan from Axis Bank, you need to be aware of the rate of interest that the bank charges on the home loan. The rate of interest is 8.90% to 9.05% with a mark-up percentage. This accompanies the marginal cost of funds-based lending rate or MCLR. Yes, you have an option to switch to a lower rate of interest on MCLR by paying a nominal switch fee. You can do so by visiting your nearest Loan Centre. Please Note: a. Both applicant and co-applicant must visit the Loan Centre for interest rate conversion with their Signature Photo ID proof. b. The eligible customers can opt for Axis Bank home loan options starting from 3 lakh with an interest rate that starts from 6.90% per annum (floating rate) & 12% per annum (fixed rate). The tenure of the loan can be extended up to 30 years if you have opted for the floating rate option and 20 years if you have opted for a fixed rate option. At Axis Bank, we believe your journey should continue without any speed bumps. This is why we bring you customized Bank Loans at competitive interest rates. To get started, check your loan eligibility using our simple loan calculators. You can submit your Bank Loan application online in three easy steps and avail the most attractive interest होम लोन की ब्याज़ दरें, सभी बैंकों की होम लोन ब्याज दरें जानें, उनकी तुलना करें और सबसे बेहतर होम लोन ऑफर चुनें। Home Loan interest rate in Hindi Interest Rates. Home Loan to Salaried. 8.60% - 8.95%. Home Loan to Salaried Fixed. 14.00%. Home Loan to Self Employed. 8.70% - 9.05%. Interest Rates on Asha Home Loans. The interest rate for the customer shall depend on their credit assessment and the product variant. Home Loan Interest Rates: Axis Bank provides lowest housing loan interest rate in India. Know the current interest rate with minimum fees & apply for a housing loan! Interest on the amount of the Loan is to be applied at the fixed rate of interest stipulated in the Schedule to the Loan Agreement. The rate of interest will be fixed for the entire tenor of the loan. The rate of interest once accepted on digital platform will not undergo change throughout the tenure of the loan. W4JY.